Invest in what matters most to you
One size doesn't fit all. That's why we offer you the flexibility to choose from the benefits that will best support your health, life and future.
Get ready to choose what's best for you
Find out what's new
Consider all the options available and build a tailor-made benefits bundle just for you. Review each section of this guide and consider the latest updates.
Explore and maximize your benefits
Take time to make the right choices when you enroll, then take full advantage of all your Dow plans and programs throughout the year. Read more.
Follow these steps to enroll
1. Connect to the Dow U.S. Benefits Site
Single sign-on is recommended for quick and convenient access if you are on the Dow network.
If you are away from the Dow network, you can log in directly. If you haven't visited from outside the Dow network previously, you'll need to establish a new online account. On the sign-in screen, select “Create an account.” The system will then walk you through the account setup process. If you need assistance, call (833) 693-6947 (MYDOWHR).
Select the option to enroll on the homepage.
2. Verify your information, including your dependents
Remember to review and update your dependents (who have coverage under the plan). You will need to provide proof of eligibility for any new dependents you add when you enroll. Be sure to consider the age of your child(ren).
If you or one of your eligible family members is under age 65 and Medicare eligible due to a permanent disability or end stage renal disease (ESRD), it is important to ensure eligibility is on file since it may impact available benefit options. For assistance, call (833) 693-6947 (MYDOWHR) and select option 1, then option 2.
3. Complete the spouse/domestic partner verification
Even if you don't change your elections, you must complete a verification every year if you want Dow medical coverage for your spouse or domestic partner. If you do not take action, your spouse or domestic partner will lose coverage.
You can complete the verification when enrolling through the Dow U.S. Benefits Site (even if you want to keep the same benefit elections). After you verify your personal information and review your dependents, you’ll be taken to the spouse/domestic partner verification screen. Select the scenario that applies to you and hit "Next" to complete the verification and move on to select your benefits (learn more).
4. Make your choices
The site is designed with you in mind. It will walk you through making your elections with smart tools to help you make smart choices. This includes Help Me Choose and Selection Analysis. Learn more.
5. Complete your enrollment
Once you finish making your choices, you will see an enrollment confirmation screen. The confirmation screen is verification that your elections were saved and applied. You can print it for your records. You will also receive a confirmation notice via email (typically sent within one hour). There is no need to call to verify your elections were saved.
Keep in mind, you can make changes to certain benefits during the year only if you have a qualifying life event or other moment that matters (e.g., having a baby, getting married or divorced). Review the Human Resources ― Life Events and Other Moments that Matter article for more information and actions you need to take.
If you are a new hire
Be sure to understand what to expect within your first 30 days, 90 days and beyond, including what you need to do to complete the new hire process and enroll in benefits. Read new hire considerations.
Your benefits matter, and so do your loved ones
Name and keep your beneficiaries up to date to protect their financial security. Your beneficiary is the person who will receive benefits in the event of your death. Designating beneficiaries ― and keeping them up to date ― ensures your benefits are distributed as you wish. Read more and access the Human Resources ― How to Update Your Beneficiaries article for details.
Supporting our workforce
We strive to meet the needs and preferences of our diverse workforce by being flexible, agile and inclusive. Read more and consider self-identifying.
Dow is committed to providing comprehensive benefits coverage for all
Read the LGBTQ+ guide highlighting our benefits and services for our LGBTQ+ employees and their dependents.
Stay up to date with text messages
Sign up on the Dow U.S. Benefits Site to stay informed, focusing on important, real time, benefit news and updates only. See how.
Your Dow Total Rewards
Dow’s ambition is to become the most innovative, customer-centric, inclusive and sustainable materials science company in the world. Every member of Team Dow is at the heart of our success and plays a role in helping us achieve our goals. Dow rewards the contributions you make by investing in you ― through Dow Total Rewards, a combination of pay, benefits and other Company-sponsored programs.
Dow invests in total rewards programs to help you manage all aspects of you…Your pay. Your health. Your life. Your future. Your career.
Purpose in action
Fueled by the passion of Team Dow, our ambition inspires best-in-class performance and contributes to long-term value creation for our customers, shareholders and society. Read more.
Take care of your wellbeing
Dow's Wellbeing Portal provides easy access to best-in-class resources supporting employees' mental, physical, financial and social wellbeing. We encourage you to care for your wellbeing and reward you for taking personally meaningful actions.