Legal Plan
The MetLife Legal Plan provides confidential legal services from local attorneys to you and your family. It's available at low employee rates (you pay $13.25 per month on an after-tax basis) and offers full attorney representation for many types of legal matters, including:
- Adoption and legitimization (contested)
- Affidavits
- Consumer protection matters
- Debt matters (such as debt collection, identity theft and bankruptcy)
- Defense of civil lawsuits
- Document preparation and review (such as affidavits and deeds)
- Family law (such as adoption, guardianship, name change and prenuptial agreement)
- Guardianship or conservatorship (contested)
- Immigration assistance
- Personal property protection
- Real estate matters (primary residence), including refinancing, sales and purchases
- Small claims assistance
In addition, the plan offers unlimited office and phone consultations for most legal matters that are not fully covered. For a list of excluded legal matters, please visit the MetLife website (enter access code 690010).
Plus Parents coverage
With Plus Parents coverage through the MetLife Legal Plan, your extended family has access to legal help, including your parents and parents-in-law. This includes support they may need with estate planning, elder-care issues, identity theft and more. Read the flyer for additional details on what's covered.
Take a look at what the legal plan offers ― watch the video.
Make your choice
Other considerations
- Review the testimonials and scenarios for some real life examples of how you may benefit from enrolling in the legal plan.
- Use the MetLife legal needs calculator to estimate how the legal plan could save you money.
- Review the frequently asked questions and answers.
- Legal help made easy ― how to use the plan.
- You have the flexibility to use plan and non-plan attorneys. When using plan attorneys, you receive coverage for 100% of direct legal fees (any third party costs are your responsibility). If you use a non-plan attorney, your coverage is based on a pre-determined dollar amount. MetLife will provide a schedule listing the maximum amount that will be reimbursed for each covered service.
- The legal plan includes LifeStages Identity Management Services. You and your covered dependents can rely on help from a dedicated fraud specialist whenever you need it and until your issue is resolved. Learn more (enter access code 690010).
Maximize the legal plan throughout the year
Start by understanding how to use the plan. Then consider what types of services are covered and take full advantage of all that’s offered (including identity theft services). Visit the MetLife website (enter access code 690010) to learn more.
Other considerations
- You have the flexibility to use plan and non-plan attorneys. When using plan attorneys, you receive coverage for 100% of direct legal fees (any third party costs are your responsibility). If you use a non-plan attorney, your coverage is based on a pre-determined dollar amount. MetLife will provide a schedule listing the maximum amount that will be reimbursed for each covered service.
- The legal plan includes LifeStages Identity Management Services. You and your covered dependents can rely on help from a dedicated fraud specialist whenever you need it and until your issue is resolved. Learn more (enter access code 690010).
Maximize the legal plan throughout the year
Start by understanding how to use the plan. Then consider what types of services are covered and take full advantage of all that’s offered (including identity theft services). Visit the MetLife website (enter access code 690010) to learn more.