Prepare for your future

Your long-term financial goals – paying for college, saving for the future (including health care needs), planning for retirement – are important to Dow. Our competitive benefits and the opportunity to share in Dow’s success give you the tools to make it happen. Health Savings Account (HSA) ― Contribute tax-free dollars to pay or save for your health care expenses. Note that the HSA is only available if you enroll in the High Deductible Medical Plan and meet all other IRS requirements. Retirement Benefits ― Achieve a financially secure future with the help of your Dow 401(k) and pension (as applicable). In addition, Dow offers the Employee Stock Purchase Plan (ESPP) as part of your Total Rewards to provide an opportunity to share in the Company's success and support you in achieving your long-term financial goals. When you participate, you become a Dow shareholder by purchasing shares of Company stock at a discount through payroll deductions. You will receive more information prior to the ESPP enrollment period.